Launching in Guyana

Buy what you need.
Pay for it over time.

Got sells household goods — kitchen appliances, cookware, speakers — on hire-purchase over 3 months. You see the cash price and the full total before you agree to anything.

SOON Download on the
App Store
SOON Get it on
Google Play

The apps are in development. Nothing on this page is an offer of credit.

The Got app home screen and catalogue, with every product marked Price coming soon
Real screens from the Got app: the home screen and the Guyana catalogue. Items without a confirmed price are marked Price coming soon.

How it works

Browse first. Apply when you are ready.

1

Pick the item

Browse the products Got is preparing to sell in your country. Items without a price are marked Price coming soon.

Every priced item on this site shows its cash price first, then its hire-purchase price. Items without a confirmed price are marked Price coming soon.

The Got app catalogue: products listed by Got, each marked Price coming soon
2

See the cash price and the total

A deposit of at least 25% of the price, then the rest in 3 equal monthly instalments. Before you send a request you see the cash price, the hire-purchase price, the deposit and every instalment with its due date. On every Got plan the hire-purchase price equals the cash price: there is no charge for paying by instalments and no interest, finance charge, service fee or late fee (0% APR). No further interest, finance charge, service fee or late fee is added.

The binding figures are worked out on Got's server, not on your phone, and are printed on your price statement and agreement before you sign.

The price, in this order
  1. Cash priceWhat the item costs if you pay for it at once.
  2. Hire-purchase priceThe total you pay over 3 months: the same as the cash price.
  3. Charge for paying by instalmentsNone: G$0 on every Got plan (0% APR).
  4. DepositAt least 25% of the price, paid in cash when you sign the agreement.
  5. Each instalment and its due dateNo further interest, fees or late charges.
3

Send your request

Sign in with an e-mail code. Add your name exactly as on your ID, your address, a mobile number, photos of your ID and a portrait, then send the request for review. Nothing is paid when you send a request.

A request is not approval. A person at Got reviews it and may ask you for more information or decline it.

The Got app country screen: Guyana
📝

4. Sign at your door

If the request is approved, Got's representative visits you with the printed price statement and hire-purchase agreement. You sign on paper, by hand, and pay the deposit in cash. A signed copy is given or sent to you within seven days.

🧾

5. Pay each instalment in cash

Got's representative collects each instalment and gives you a numbered receipt for every payment. Your account shows what you have paid, what is left and the next due date, and you can download a statement of account.

✅

6. The goods become yours

When the hire-purchase price is paid in full, ownership of the goods passes to you.

Cancelling within seven days, returns, the warranty and how payments are receipted: Seller, returns and payments.

Guyana product catalogue

Live from Got's system. Every priced item shows its cash price first, then a 25% deposit and 3 equal monthly payments. Items without a confirmed price are marked Price coming soon.

Loading the catalogue…

Studio visualizations are labelled. They are reconstructed from supplier references, not claimed as manufacturer photographs. No prices are invented.

Sold by Got. Prices, payments and receipts, the 7-day cancellation right, returns and the warranty: Seller, returns and payments.

See it on a real number

Pick one of our items, or move the slider. Nothing is hidden and nothing is rounded in our favour.

Cash price (example) GYD 120,000
Pay over
Cash price—
Charge for paying by instalments—
Hire-purchase price (total you pay)—
Deposit, paid when you sign—
Monthly instalments—
Further interest, fees or late chargesNone

Illustration only. This example assumes an item whose hire-purchase price equals its cash price. On every Got plan the hire-purchase price equals the cash price (0% APR). The binding figures are on the price statement and agreement you receive before you sign.

What it costs

With Got, paying over time costs the same as paying cash, and you see every amount before you sign.

👁

The number you see is the number you pay

Your deposit plus all the instalments equals the hire-purchase price exactly.

🏷

Cash price first

Every priced item shows its cash price beside its hire-purchase price, and they are the same. On every Got plan the hire-purchase price equals the cash price: there is no charge for paying by instalments and no interest, finance charge, service fee or late fee (0% APR).

🔒

The schedule is fixed when you sign

Amounts and dates do not change afterwards. New pricing applies to new plans only.

🤝

Missing a payment is not a trap

Got charges no late fee. Default notices and taking goods back follow the Hire-Purchase Act, and nobody may enter your home to take them.

Your rights to cancel, return goods and end the agreement: Seller, returns and payments.

For merchants

A dedicated account for your store.

📦

What you do

Apply in your country, verify your email and prepare your catalogue. Product publishing requires Got review.

💳

What we do

Got reviews merchant onboarding and customer requests. Payment terms with each merchant are set in that merchant's written agreement.

Merchant onboarding is by application. Settlement terms are set per merchant in the agreement.

Create your Got account

Sign up with your e-mail address: we send you a 6-digit code, no password. Then send a purchase request for any priced item and follow your plan, receipts and statement in your account.

Nothing is paid when you create an account or send a request.